US E&S Property Insurance Market Heats Up as Capacity Surges & Rates Soften
The US E&S property insurance market keeps getting louder. Capacity jumps, competition spikes, and brokers suddenly hold more options than they can use
Insurance
Wall Street’s Insurance Takeover Raises Fresh Alarms over Hidden Risks
Private equity’s grip on US insurers deepens risk concerns as assets shift into opaque credit, offshore deals and affiliated investments
Rising Insurance Gaps Alarm Wealthy Clients with Cyber, NatCat, Lawsuit Risks
Wealthy clients think about market swings, insurance gap, global instability, cyber intrusions, extreme weather, and the financial fallout of lawsuits, often all at once
European Life Insurers Push Beyond Spreadsheets with Advanced ALM & SBML
European life insurers replace static SAA spreadsheets with advanced ALM tech to manage risk, capital, and yield under Solvency II and Solvency UK
Japan’s Non-Life Insurance in 2025 Gains Strength Through Reform
Japan’s non-life insurance market — a global top-10 player and one of the largest in the region — as it continues to evolve through disciplined underwriting
US Health Insurance Outlook Revised to Negative
AM Best shifts U.S. health insurance outlook to Negative, citing higher utilization, medical inflation, GLP-1 drug costs, and shifting Medicaid risk pools
EV vs Gas Car Insurance in Canada – Costs, Provinces, and Key Factors
EV drivers in Canada pay $3,131 vs $2,289 for gas cars. See provincial averages, repair cost drivers, and why EV insurance is projected to hit $507 bn by 2033
Germany’s Property and Casualty Insurance Sector in 2025 Turns Stable
Moody’s and AM Best raised Germany’s P&C insurance outlook to stable, citing stronger underwriting profitability, higher premiums, and balanced market conditions
How Ukraine is Rewriting the Rules of Insurance Risk
Ukraine’s insurers adopt best estimate reserving under NBU rules, replacing premium-based models to boost transparency, curb fraud, and attract EU capital
European Insurers Seek Higher Returns From Illiquid Private Credit Assets
Fitch survey shows European insurers turning to private credit for illiquidity premiums, diversification, and ESG goals, as market grows to $2.7tn by 2029
Global Employer Medical Plan Costs Will Climb Worldwide in 2026
Aon forecasts employer medical plan costs will climb 9.8% worldwide in 2026, with North America and APAC seeing increases, while Europe trends lower
U.S. Insurance Brokers Chase Bigger M&A Deals as Growth Cools
Insurance brokers push debt-financed acquisitions amid slowing growth, Fitch warns credit risks rise but strong cash flow keeps leverage tolerable
Q3 2025 Insurance Stock Performance: Top Gainers and Sector Trends
Insurance stocks fell in Q3 while the S&P 500 gained nearly 7%. P&C names lagged, with analysts calling the quarter underwhelming after 2024’s strong run
US Congress Standoff Threatens $1.3 tn Federal Flood Insurance Program
Flood insurance coverage worth $1.3 tn sits on the edge of expiring, marked as the deadline. Congress hasn’t agreed on an extension
Marine Insurance Faces Soft Cycle, War Volatility, and Shifting Global Trade
Marine insurers warn of soft pricing, major losses, and fragmented trade as geopolitical conflicts reshape shipping and supply chains
Global Re/Insurance Sector Growth: 3 Strategic Shifts for Re/Insurers
Re/insurance industry is showing strong momentum. Fund and Insure domain as the big opportunity—potentially generating $17 tn in gross value by 2035
Canadian Life Insurance Market: H1 2025 Results
Canadian individual life insurance new annualized premium grew 5% year-over-year to C$532 mn in the second quarter 2025
Global Property and Casualty Insurance Market Doubled over 20 Years
Global property and casualty insurance market has doubled over the last two decades, reaching $2.4tn, according to Swiss Re Institute
Motor Vehicle Tort Cases: A Comparison of Federal & State Court Rulings
Discover how motor vehicle tort cases added $42.8 bn in excess litigation costs in 2014–2024. Triple-I highlights rising case volumes and the impact on insurance costs
Reimagining FNOL: How AI Agents Speed Up the First Step in Insurance Claims
The first notice of loss (FNOL) is the starting point for every insurance claim. It sets the tone for the entire claims cycle. And for years, this process has been manual
US Hurricanes Since 2015: Economic Impact, Insured Losses & Risk Analysis
Explore major US hurricanes since 2015, their economic and insured losses, and how storms reshape insurance, risk modeling, and disaster resilience
US P&C Insurance in 2025: Maintaining Profits Amid Volatility Risks
The U.S. property and casualty (P&C) insurance sector is projected to remain profitable through 2026, driven by strong performance in private auto underwriting
Innovation, Capital, and the Future of Insurance & InsurTech
Insurance intersects with nearly every sector: infrastructure, logistics, health, environmental risk, and beyond
How Digital Twins Can Help Insurance Industry? Use Cases
As a way to visualize and contextualize data from physical and virtual assets, they bridge physical operations and digital capabilities
UK Motor Insurers Expand EV Insurance Offerings Amid Shifting Risk Models
Motor insurers are ramping up their presence in the UK’s electric vehicle (EV) segment as battery electric vehicles (BEVs) continue to capture a growing share of new car registrations
How Countries Combat Russia’s “Shadow Fleet” with Insurance Inspections
Norway launches a 6-month pilot urging tankers in its EEZ to disclose insurance, targeting shadow fleet risks and aligning with regional maritime safety efforts
Proactive Insurance Claims Management. Trends in America, Europe, EMEA, Asia, LatAm
Dynamic trends are influencing the size and complexity of claims around the world. Proactive claims management can help organizations recover swiftly after a loss event and manage potential claims exposures.
Global Natural Catastrophe Insured Losses Review. New Trends in H1 2025
Global insured losses from natural catastrophes reach $80 bn in the first half of 2025. This is almost double the 10-year average and more than half of the $150 bn
US Auto Insurance Rates by States in 2026
US Auto insurance rate for full coverage car insurance is $2,637 and $682 for min coverage, but how much you’ll pay depends largely on where you live
U.S. Life Insurance & Annuity Sales in H1 2025. Market Trends
Total U.S. annuity sales were $223 bn in H1 2025, 3% above prior year results, according to preliminary results from LIMRA’s U.S. Individual Annuity Sales Survey
Most Severe Natural Disasters in H1 2025. Regional Overview
Worldwide, natural disasters caused overall losses of around $131 bn in the first half of 2025 (previous year, adjusted for inflation: $155 bn), of which $80bn was insured (in 2024: $64 bn)
California Approves First Wildfire Risk Model for Insurance Pricing
The California Department of Insurance (CDI) has finalized its review of the state’s first approved wildfire catastrophe model
U.S. Private Flood Insurance Market Grows as Underinsurance Gap Narrows
US private flood insurance market is expanding, addressing the nation’s substantial gap between economic and insured losses from flood events
2026 European Insurance Market Outlook: TOP Risks for Re/Insurers
Most European life and non-life insurers report solid margins. However, life insurers must deliver attractive products while managing rising reinvestment rates, unrealized losses
U.S. Health Insurers Face Revenue Pressure as Medicaid Enrollment Declines
U.S. health insurers administering state Medicaid coverage will encounter revenue pressure from OBBBA. New work requirements could increase acuity in the Medicaid pool
U.S. P&C Insurance Outlook Mixed in 2025: Personal Auto, Home & General Liability Insurance
U.S. P&C insurance industry entered 2025 with a mixed underwriting outlook, according to the Insurance Economics and Underwriting Projections
Impact of US Tariffs on the Global Insurance & World’s Largest Insurance Markets
Global premium growth is slowing in both life and non-life insurance. After strong growth of 5.2% in 2024, premiums are forecast to grow just 2% in 2025, improving slightly to 2.3% in 2026
Rising Home Insurance Premiums and Uneven Recovery After California Wildfires
Six months after wind-driven wildfires killed 30 people and destroyed thousands of homes and businesses in and around Los Angeles, the scenes in Altadena and Pacific Palisades remain severe
2025 Global Insurance Market Index: Commercial Insurance Rates by Region
Global commercial insurance rates declined by 3% in Q1 2025, the third consecutive decrease in the composite rate following seven years of increases
Asia Insurance Market Rates: Key Trends & Strategic Adjustments
Insurance rates in Asia dropped by 3% in Q1 2025, with competitive conditions supported by international and wholesale markets
US D&O Liability Insurance Market Continues to Experience Pressures
D&O liability insurance market in the United States continues to experience pressures from new technologies, economic volatility, and geopolitical tensions
US Cyber Insurance Premiums Drop as Pricing Cuts Take Effect
The NAIC revised its 2024 cyber supplement, shifting to a primary/excess/endorsement split, improving clarity on cyber policy types and premium reporting.
U.S. Personal Auto Insurance Market. 2026 Trends & Insights
The United States personal auto insurance industry experienced its best underwriting result in the post-pandemic era with a net combined ratio of 95.3
European Insurance Companies Set to Expand Private Credit Allocations
European insurers to significantly increase their exposure to private credit in the coming years. Assets accounted for approximately 13% of insurer investment portfolios
U.S. Life Insurance Market Growth & Pension Risk Transfer in Q1 2025
In 2025, U.S. individual life insurance new annualized premium reached $3.94 bn. Total U.S. pension risk transfer new premium reached $7.1 bn
Structural Risks in Insurance Industry: Existing Challenges & Opportunities
The insurance industry faces several ongoing challenges linked to long-term economic, social, and environmental trends. These structural risks require active management to ensure protection
2025 UK Life Insurance Market Outlook: Stable Segment with Solid Growth Drivers
AM Best maintains a stable outlook for the UK life insurance market, supported by strong pension-related activity, steady expansion in defined contribution (DC) pensions
D&O Insurance in the Asia Pacific region: Digital & Cyber Risks
Directors and officers face rising legal and regulatory risks from AI adoption, cyber threats, and evolving privacy laws across the Asia Pacific region
Kentucky Storms Reshape the U.S. Home Insurance Market
Severe weather in Kentucky drives up insurance rates, strains carriers, and prompts regulatory changes as tornadoes and hailstorms increase in frequency and cost
California’s Insurance Market Crisis: Risk-Based Pricing & Data Gaps
California’s Insurance Market: The Case for Risk-Based Pricing and Data-Driven Mitigatio. California’s insurance availability/affordability challenges
Bermuda Life Reinsurers Gain Ground Amid U.S. Annuity Growth
Life reinsurers based in Bermuda have recorded increased activity as annuity sales rise in the U.S. and recent regulatory changes
The Future of EV Insurance: Tailored Coverage for Electric Vehicle Owners
As electric vehicles (EVs) gain popularity, the insurance industry is also adapting to meet the unique requirements of eco-conscious drivers
How to Reduce Lightning-Related Business Risks
Lightning causes significant fire risk to small and medium-sized enterprises (SMEs), resulting in annual damages of several billion dollars
Geoeconomic Fragmentation: Strategic & Operational Impacts on the Insurance Sector
Geoeconomic fragmentation makes managing global risks like climate, cyber, and pandemic risks more difficult for insurance and reinsurance sectors
Insurance in a Fragmenting World: Global Risks & Opportunities
Rising geopolitical tensions and economic nationalism are causing a slowdown in global integration, which presents significant challenges but also opportunities for insurers
US Tariffs & Market Volatility Threaten EMEA Insurers’ Investment Returns and Earnings
EMEA insurers, while not directly impacted by US tariffs, face considerable exposure to secondary effects
UK Life Insurance & Annuity Market Maintains Strong Demand
UK life insurers are poised to continue benefitting from strong bulk annuity volumes in 2025 despite potential challenges from regulatory changes
2025 Natural Catastrophes Drive Record-High Economic and Insured Losses
Global insured losses from natural disaster events in Q1 2025 were preliminarily estimated to reach at least $53 bn, the highest Q1 insured losses since Q1 2011 ($81 bn)
Wildfire-Related D&O Insurance Risk: Lessons and Litigation Trends
Wildfire-related directors and officers (D&O) lawsuits represent a growing category of event-driven shareholder litigation. These insurance claims arise from major environmental
U.S. Insurers Remain Stable Amid Market Volatility, Wildfires and Tariff Risks
S&P Global Ratings reports that North American insurers have sufficient capital and liquidity to absorb current market volatility, including disruptions linked to recent tariff measures
New tanker attacks in the Persian Gulf and Strait of Hormuz highlight marine war-risk insurance exposure as oil prices rebound amid uncertainty over Iran
Artificial intelligence systems can improve diagnostic accuracy and healthcare efficiency without necessarily reducing disparities between patient groups
Insurtech MGAs are prioritizing underwriting profitability, AI automation and specialty insurance expertise as carriers and reinsurers demand sustainable performance
Beinsure examines the latest global insurance brokerage market data for 2025-2026, financial results of the largest brokers, market concentration, M&A trends